The State Bank of India has officially released the Circle Based Officers (CBO) Recruitment 2026 Notification on 29 January 2026. This recruitment drive is a golden opportunity for candidates who want to join India’s largest public sector bank as an officer.
Circle Based Officer (CBO) is a prestigious banking job with a good salary, job security, and excellent career growth opportunities. In this detailed blog, we will discuss post name, vacancy details, reservation, eligibility criteria, age limit, selection process, exam details, application fees, and more.
Table of Contents
📌 Name of the Post
👉 Circle Based Officer (CBO)
The Circle Based Officer is an officer-level post in SBI, generally under Junior Management Grade Scale-I (JMGS-I). Candidates selected for this post are appointed in a specific banking circle and usually cannot be transferred outside the selected circle for a fixed period.
📅 SBI CBO 2026 Notification Overview
- Organization: State Bank of India
- Post Name: Circle Based Officer (CBO)
- Notification Release Date: 29 January 2026
- Job Location: Across India (Circle-wise)
- Mode of Application: Online
- Exam Mode: Online Computer-Based Test
📊 SBI CBO 2026 Vacancy Details
SBI has released thousands of vacancies for Circle Based Officers in different banking circles across India.
✅ Total Vacancies (2026)
- Total Posts: 2050+ (Expected/Approx as per notification pattern)
- Vacancies are divided into:
- Regular Vacancies
- Backlog Vacancies
📍 Circle-Wise Vacancy Distribution (Expected)
SBI releases vacancies circle-wise. Some major circles include:
- Ahmedabad Circle
- Bengaluru Circle
- Bhopal Circle
- Bhubaneswar Circle
- Chandigarh Circle
- Chennai Circle
- Hyderabad Circle
- Jaipur Circle
- Kolkata Circle
- Lucknow Circle
- Maharashtra Circle
- Mumbai Metro Circle
- New Delhi Circle
- Thiruvananthapuram Circle
- North Eastern Circle
👉 Candidates must apply for only one circle and must have knowledge of the local language of that circle.
🧑🤝🧑 Reservation Details (Category-Wise)
SBI follows the Government of India reservation policy for recruitment.
✅ Category-Wise Reservation
- UR (Unreserved / General)
- SC (Scheduled Caste)
- ST (Scheduled Tribe)
- OBC (Non-Creamy Layer)
- EWS (Economically Weaker Section)
- PwBD (Persons with Benchmark Disabilities)
👉 Reservation benefits are applicable only to candidates who provide valid caste/category certificates issued by competent authorities.
🎓 SBI CBO 2026 Eligibility Criteria
Candidates must fulfill educational qualification, experience, and local language criteria to apply.
✅ 1. Educational Qualification
Candidates must have:
- A Graduation degree in any discipline from a recognized university or institute.
- Candidates with professional degrees such as Engineering, CA, CS, Cost Accountant, Medical, MBA, etc. are also eligible.
👉 Final-year students are NOT eligible. Graduation must be completed before the cutoff date.
✅ 2. Work Experience
This is a major difference between CBO and PO recruitment.
- Candidates must have minimum 2 years of experience as an Officer in:
- Scheduled Commercial Banks
- Regional Rural Banks (RRBs)
👉 Experience must be after obtaining the graduation degree.
✅ 3. Local Language Proficiency
- Candidates must be able to read, write, and speak the local language of the circle they are applying for.
- Proof like 10th or 12th marksheet with local language subject may be required.
🎂 SBI CBO 2026 Age Limit
✅ Age Limit Criteria
- Minimum Age: 21 Years
- Maximum Age: 30 Years
📌 Age Relaxation
| Category | Age Relaxation |
|---|---|
| SC / ST | 5 Years |
| OBC (NCL) | 3 Years |
| PwBD (Gen/EWS) | 10 Years |
| PwBD (OBC) | 13 Years |
| PwBD (SC/ST) | 15 Years |
| Ex-Servicemen | As per Govt Rules |
👉 Age is calculated as per the cutoff date mentioned in the notification.
🧪 SBI CBO 2026 Selection Process
The selection process consists of three main stages:
✅ 1. Online Written Examination
The first stage is an online computer-based test consisting of objective and descriptive sections.
✅ 2. Interview
Candidates shortlisted from the written exam are called for an interview.
- Interview carries 50 marks.
- Minimum qualifying marks are required to be considered for final selection.
✅ 3. Local Language Test
Candidates must prove proficiency in the local language of the circle before joining.
📝 SBI CBO 2026 Exam Details
The exam is conducted in online mode.
📘 Exam Pattern
✅ Objective Test (120 Marks)
| Section | Marks | Duration |
|---|---|---|
| English Language | 30 | 30 Minutes |
| Banking Knowledge | 40 | 40 Minutes |
| General Awareness / Economy | 30 | 30 Minutes |
| Computer Aptitude | 20 | 20 Minutes |
👉 Total Time: 2 Hours
❌ Negative Marking
- No Negative marks are deducted for each wrong answer in the objective test.
💰 SBI CBO 2026 Application Fees
💳 Category-Wise Application Fee
| Category | Application Fee |
|---|---|
| General / OBC / EWS | ₹750 |
| SC / ST / PwBD | ₹0 (No Fee) |
👉 Fee Payment Methods:
- Debit Card
- Credit Card
- Net Banking
- UPI / IMPS
📅 Important Dates (2026)
- Notification Release: 29 January 2026
- Online Application Start: 29 January 2026
- Last Date to Apply: 18 February 2026
- Admit Card Release: March 2026
- Exam Date: March / April 2026 (Tentative)
- Result: April / May 2026 (Tentative)
👉 Candidates must check the official website for exact dates.
💼 SBI CBO Salary and Pay Scale
Circle Based Officers are appointed in JMGS-I Scale.
💰 Basic Pay
- ₹48,480 per month
💰 Total Salary (In-Hand)
- Around ₹50,000 to ₹75,000 per month depending on city and allowances.
📌 Allowances and Benefits
- Dearness Allowance (DA)
- House Rent Allowance (HRA) or Lease Rental
- Medical Insurance
- Travel Allowance
- Pension and Provident Fund
- Leave Benefits
🏦 Job Profile of SBI Circle Based Officer
After joining, CBO officers perform various banking duties such as:
- Branch operations management
- Customer service and account handling
- Loan processing and verification
- Marketing of banking products
- Supervision of clerical staff
- Recovery and credit monitoring
👉 It is a responsible and respected officer-level government job.
🌐 How to Apply for SBI CBO 2026 Recruitment
Candidates must apply online through SBI official website.
📌 Steps to Apply
- Visit SBI official website.
- Go to Careers → Latest Announcements.
- Click on SBI CBO Recruitment 2026 Notification.
- Register with email ID and mobile number.
- Fill the application form carefully.
- Upload photo and signature.
- Pay application fee (if applicable).
- Submit and download the application form.
📎 Documents Required
- Graduation Certificate
- Experience Certificate
- Category Certificate (if applicable)
- Photo and Signature
- Valid ID Proof (Aadhar, PAN, Voter ID)
- Local Language Proof
🔥 Why SBI CBO Job is Best
✅ Major Benefits
- High Salary
- Government Job Security
- Promotion Opportunities
- Pension and Retirement Benefits
- Respect in Society
- Transfer Limited to Selected Circle
📢 Preparation Tips for SBI CBO 2026
✔ Study Banking Awareness and Current Affairs
✔ Practice English Writing for Descriptive Test
✔ Solve Previous Year Question Papers
✔ Practice Computer Knowledge
✔ Take Online Mock Tests
✔ Prepare for Interview Questions
❓ Difference Between SBI PO and SBI CBO
| SBI PO | SBI CBO |
|---|---|
| For Fresh Graduates | For Experienced Officers |
| All India Transfer | Circle Based Posting |
| Competitive Exam | Moderate Level Exam |
| Training Required | Prior Banking Experience |
✅ Conclusion
The SBI Circle Based Officers (CBO) Recruitment 2026 Notification released on 29 January 2026 is a golden opportunity for experienced banking professionals who want to join SBI as an officer. With a good salary, job security, and career growth, SBI CBO is one of the most demanded banking jobs in India.
Candidates who meet the eligibility criteria should apply as soon as possible and start preparing seriously for the exam to secure their dream job in SBI.